investing for retirement tagged posts

What does investing mean?

What does investing mean?  Investing means to invest the funds in various investments. Its aim is not only to profit but also the development. It is proactive activity to raise your values and opening new perspectives, but burdened with the risk, depending on the scale and form of the project. There are many investment opportunities. We can find a lot of financial instruments on the market through which anyone can invest the money. These financial instruments are divided into short and long term. Investment can not be equated with a quick way to wealth. But everyone learns investing by controlling his family finances. Using the knowledge conveyed here you will be able to select the best investment for you.

What does investing mean? Investing is simply harnessing your money to work...

Read More

No Load Funds vs Load Funds

No Load Funds vs Load Funds comparison. Firstable let me explain you what is a no load-fund mutual fund. A load is a commission you pay on the mutual fund. With a no-load mutual fund, you don’t have to pay a commission for your mutual fund because it is distributed to you directly from the investment company. Load mutual funds usually charge you a percentage of your return. For example, they might charge you a 3% commission. If you make a 6% return, you only get 3%. This is an example of a back-ended fund because the commission is taken out of the proceeds. This is slightly better than a front-end fund because the fee you pay has had time to earn money. With a front-end fund, you pay the 3% up front and that money has no chance to earn any money.

No load mutual funds and load mutual fu...

Read More

How are mutual funds different from stocks and bonds?

How are mutual funds different from stocks and bonds? If you buy a share of stock, you own part of that company. For every share you buy, your ownership increases. Stocks are equity investments because you have equity in the company. In order to make money with stocks, you have to sell your stock at a higher price than you purchased it for a capital gain.

If you buy a bond, you have lent money to the company for a specified period of time. You do not own any of the company. In order to make money with bonds, you lend money to the company, and every year or six months, they pay you interest. When the time is up and your bond has reached maturity, the company repays the money you lent them. You also have the option of selling the bond before maturity.

A mutual fund is simply a mix of stocks...

Read More

Best funds to invest in nowadays

Best funds to invest in now are those who in last year or so brought profits above inflation. Unfortunately, not every fund achieves attractive results. So how do you choose the investment fund that will allow you to invest for a profit? A one of recent issues of Forbes gives us an interesting way of how to invest in mutual funds. The point is that it is worth to see who is managing the investment fund. In the last year almost 400 fund managers have changed their job. Forbes notes that a person who is likely to be fired is not engaging in work as he used to before, so the fund he’s managing may lose...

Read More